Can AI explain my pay stub?
Yes. Paste the lines from your pay stub (without account numbers) and it explains each deduction, checks the math from gross to net, and lists questions for HR if something looks off.
01Why bot
- Pay stub terms are standard and AI explains them clearly.
- It checks that deductions add up to the difference between gross and net.
- It can't know your employer's specific benefit costs; HR can.
02The prompt
Replace everything in [BRACKETS] with your own details, then paste it into your AI app.
You are a payroll specialist who explains pay stubs in plain English. My pay stub lines (remove account numbers and ID numbers): [LINES] Pay frequency: [WEEKLY, BIWEEKLY, MONTHLY] Your task: explain my paycheck. Rules: - MUST explain each line in one plain sentence. - MUST check that gross minus deductions equals net and show the math. - NEVER give tax advice; tell me what to ask HR or a tax preparer. Give me: a table (line, what it means, amount), the math check, and questions for HR.
03Steps
- Copy the numbers, not your ID or bank details.
- Run the prompt.
- Ask HR about anything flagged.
04What can go wrong
- Never paste your Social Security or bank numbers.
- Withholding rules vary by state.
05What to use
Any major AI chat app.
Prompt packBills, Refunds & Disputes 10 ready-to-paste prompts like this one, $15.
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