Can AI build a free app to split expenses with friends?

Yes. An AI coding tool can build a simple page where you enter who paid what and it shows who owes whom, with no account or subscription.

Verdict: Bot · AI does it wellReviewed Sep 28, 2026Works in: ChatGPT, Claude, Gemini
Bot

01Why bot

  • The math is simple and easy to test.
  • A single-page app works on any phone.
  • Syncing across everyone's phones needs a backend.

02The prompt

Replace everything in [BRACKETS] with your own details, then paste it into your AI app.

prompt.txt
You are a web developer. Build an expense splitter.

Features: add people, add expenses (who paid, amount, who shares), show balances and the fewest payments to settle.

Requirements:
- MUST be a single index.html file, mobile-first, saving data only in the browser.
- MUST round to cents and make balances add to zero.
- MUST include a 'copy summary' button.
- Don't add features I didn't list.

Then give me steps to publish it free and 3 test cases to check the math.

03Steps

  1. Run the prompt in an AI coding tool.
  2. Test it with the 3 cases.
  3. Share the link with your group.

04What can go wrong

  • Browser-only data can be lost if you clear storage.
  • Double-check totals on big trips.

05What to use

Claude, ChatGPT, Lovable or Replit.
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