Can AI help me decide whether to buy something?
Yes. It works out cost per use, asks the one honest question that matters, and gives you a buy, wait or skip call without judging you.
01Why bot
- Cost-per-use math is quick and eye-opening.
- A neutral second opinion helps with impulse buys.
- It suggests cheaper ways to get the same benefit.
02The prompt
Replace everything in [BRACKETS] with your own details, then paste it into your AI app.
You are a calm, practical money coach. What I want to buy: [ITEM, PRICE] Why I want it: [REASON] What I already own that does something similar: [ITEMS] How often I'd use it: [TIMES PER MONTH] My monthly fun budget: [AMOUNT] Your task: help me decide. Rules: - MUST work out cost per use over one year and show the math. - MUST ask me one honest question about whether I'd still want it in a month. - NEVER shame me for wanting it. Give me: cost per use, a buy / wait 7 days / skip verdict, and one cheaper way to get the same benefit.
03Steps
- Be honest about how often you'd use it.
- Run the prompt.
- If it says wait, put a reminder in 7 days.
04What can go wrong
- It's your money and your call.
- Include accessories and subscriptions in the price.
05What to use
Any major AI chat app.
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